What fees does Xaman charge in 2026?

Xaman charges 0.8% on trading, swaps and AMM operations with a minimum of 0.09 XRP per transaction, a flat 0.09 XRP on a range of operations including trust lines, NFT deals and account settings, 0.15 XRP on pathfinding payments, and 0.1% on transfers above $50,000. Every fee is shown before you sign the transaction.

Which XRP wallet has no wallet fees?

Katz Wallet charges no wallet fees of its own, and browser extensions such as GemWallet and Crossmark as a rule do not either. You still pay the XRP Ledger network fee, which is a fraction of a cent. Joey Wallet's terms have changed over time, so check the current conditions inside the app.

Can I recover Katz Wallet without a seed phrase?

No. Katz Wallet supports recovery by seed phrase only — there are no social logins and no cloud backups. Keys are stored in the device hardware module, Secure Enclave on iOS and StrongBox on Android, and every transaction is signed locally. If the seed phrase is lost, access cannot be restored by anyone.

Has Joey Wallet been audited?

Yes. In June 2025 Joey Wallet passed an audit with Least Authority, a security firm that has also reviewed Phantom and MetaMask. The audit covered key management. As of mid-2025 the XRPL Ecosystem catalogue put Joey's install base at around seven and a half thousand.

Are browser extension wallets safe for storing XRP?

Browser extensions such as Crossmark and GemWallet are convenient for desktop work with DEX web interfaces, but they live next to dozens of other extensions and the full attack surface of the browser. For permanent storage a mobile wallet that keeps keys in a hardware module is the stronger option in this comparison.

Best XRP Wallets in 2026: Xaman Alternatives Compared

Katz9 Min | 5 August 2026, Updated at: 5 August 2026

Best XRP Wallets in 2026: Xaman Alternatives Compared

This article is for informational purposes only and does not constitute financial, investment, or legal advice. The author is the founder of Katz Wallet, one of the wallets compared here. Fees, features and audit status of all wallets change over time — the comparison is a snapshot as of July 2026, so verify current terms in each app before you decide. Digital assets are volatile and you may lose funds. Katz Wallet is a non-custodial wallet: you alone hold your keys and your seed phrase, and recovery is impossible if it is lost. Always do your own research.